Neil Garfinkel is quoted in an article by Holden Lewis appearing in bankrate.com:Facing Foreclosure, Finding Solutions.

An excerpt appears below:

Respond to the mortgage servicer, but don’t be rushed into making a promise that you can’t keep. Before making a deal with the servicer, describe your situation to an attorney, accountant or a knowledgable mortgage person, advises Neil Garfinkel, a lawyer with Abrams Garfinkel Margolis Bergson law firm in New York City.

When you are in danger of foreclosure, “those are perilous waters and you want to make sure you have a good adviser who can maybe serve as an intermediary to the lender,” Garfinkel says.

“I urge people to get some kind of help with this process, to the extent that they can,” says Michelle Lewis, president of Northwest Counseling Service, an agency in Philadelphia that offers mortgage counseling. “They can go out and do it on their own, but they need to be cautious.”