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Closing Costs 101: A Guide for NYC Buyers and Sellers
In this Brick Underground Article, Steven comments on closing costs in New York City. Click here to view the full article. © 2018 Abrams Garfinkel Margolis Bergson, LLP. All Rights Reserved. Attorney Advertising: Please note that prior results do not guarantee a similar outcome.
Blurred Lines: Cybergriping and Cyber-Extortion
The Internet has become a significant part of our everyday lives. While having constant Internet access at our fingertips has helped us in many ways, it has also created a lot of legal issues as people continue to push the boundaries as to what is acceptable behavior online. One such boundary that has recently become…
Many Lenders Were Ahead of New Mortgage Rules
In this Heartland Article, Michael comments on The Consumer Financial Protection Bureau’s new qualified mortgage stipulations. Click here to view the full article. © 2018 Abrams Garfinkel Margolis Bergson, LLP. All Rights Reserved. Attorney Advertising: Please note that prior results do not guarantee a similar outcome.
The Mini-Correspondent Channel: Pros and Cons
Authored by Jonathan Foxx and Michael Barone Several years ago, our firm, Lenders Compliance Group, provided unique guidance to the mortgage division of a bank.* The bank wished to build a special origination platform for its mortgage brokers. At that time, the prevailing regulations required disclosure of the Yield Spread Premium (YSP), and the bank…
Perks, Policies and People that Make REBNY Membership Worthwhile
In this Real Estate Weekly article, Neil Garfinkel is praised for his expertise in brokerage and real estate law and his work through the REBNY Legal Line. Perks, policies and people that make REBNY membership worthwhile By Steven Spinola President, Real Estate Board of New York Membership at the Real Estate Board of New York…
To Ensure Compliance, Originators Must Have and Follow Written Policies
In this National Mortgage News article, Michael Barone comments on the need for Lenders to have written policies and procedures to ensure compliance. Click here to view the full article. © 2018 Abrams Garfinkel Margolis Bergson, LLP. All Rights Reserved. Attorney Advertising: Please note that prior results do not guarantee a similar outcome.
New York Relaxes Subprime Loan Threshold to Free Up Market
In this National Mortgage News article, Michael Barone is quoted regarding recent changes to the Subprime Loan threshold by The New York State Department of Financial Services. Click here to view the full article. © 2018 Abrams Garfinkel Margolis Bergson, LLP. All Rights Reserved. Attorney Advertising: Please note that prior results do not guarantee…
Mixed Response to New Title Rules
In this Brokers Weekly article, written by Holly Dutton, Neil Garfinkel is quoted regarding the New York State Board of Real Estate’s decision to regulate titles used by real estate professionals. Mixed Response to New Title Rules By Holly Dutton Sifting through a directory of agents can be confusing — some are part of a…
Closing Agent Vetting Picking Up
In this Origination News article, written by Brad Finkelstein, Neil Garfinkel is quoted on his view of programs created to vet title closing agents. Closing Agent Vetting Picking Up By Brad Finkelstein Worries over fraud, as well as the Consumer Financial Protection Bureau holding lenders responsible for the actions of the third parties they use,…